Families across the UK are about to receive welcome news: Child Benefit rates are set to increase in April 2025. This change, overseen by HM Revenue and Customs (HMRC), will provide crucial financial support to parents and guardians. The current rates of £25.60 for the first child and £16.95 for additional children will rise by 1.7%. Let’s break down what this means for families, eligibility rules, and key considerations to keep in mind.
Rates
The new weekly Child Benefit rates will be:
- First child: £26.05
- Additional children: £17.25
This modest increase, confirmed by the Mirror, may seem small but is a step toward helping families manage the rising cost of living.
Eligibility
Child Benefit is designed for anyone responsible for a child under 16, or under 20 if the child is in approved education or training. To qualify, the applicant must:
- Reside in the UK
- Care for the child, either by having them live with them or contributing to their upkeep
There’s no cap on the number of children you can claim for, but only one individual can claim per child.
Older Children in Education
Children aged 16 to 19 can still qualify for Child Benefit if they’re in approved education or training programs. These include:
- A-Levels, T-Levels, or Scottish Highers
- NVQs or vocational courses up to Level 3
- Home education (under certain conditions)
- Traineeships in England
To maintain eligibility, your child must complete at least 12 hours per week in education or training. Employer-funded courses, however, don’t count.
Important Deadlines
Recipients will receive letters from HMRC to confirm their child’s education or training status. Failure to respond will result in payments being stopped. So, keeping HMRC updated with accurate details is crucial.
High-Income Charge
For families where one partner earns more than £60,000 annually, the High Income Child Benefit Charge (HICBC) may apply. Here’s how it works:
- £60,000-£80,000 earnings: Payback 1% of Child Benefit for every £100 over £60,000.
- Above £80,000: Repay the full Child Benefit amount.
The charge applies to individual earnings rather than household income. For instance, two partners earning £59,000 each would not face this charge.
How to Claim
Applying for Child Benefit is straightforward. Details on eligibility and application steps are available on the official HMRC website. If you already receive payments, ensure your details are up to date to avoid any disruptions.
The 2025 rate increase will undoubtedly provide some relief to families. Whether it’s covering childcare costs or saving for education, every bit counts. Stay informed about deadlines, and don’t miss out on this essential support.
FAQs
What are the new Child Benefit rates?
The rates increase to £26.05 for the first child and £17.25 for others.
Can I claim Child Benefit for a 17-year-old?
Yes, if they’re in approved education or training.
What counts as approved education?
Courses like A-Levels, T-Levels, and NVQs up to Level 3.
How does the High Income Charge work?
You repay 1% of Child Benefit for every £100 over £60,000 income.
Where can I apply for Child Benefit?
Visit the official HMRC website for guidance and forms.
