Raising a family can be expensive, and Australia’s Family Tax Benefit (FTB) system helps lighten the load for eligible families. With 2025 here, it’s time to know how FTB Part A and Part B work, including payment amounts, eligibility criteria, and how to apply. Whether you’re new to the process or need a refresher, this guide has everything you need to know.
Overview
The Family Tax Benefit is divided into two parts:
- FTB Part A: Financial support based on family income and the number of children.
- FTB Part B: Additional help for single-parent families or those with one main income earner.
Let’s look into the details of each component and how they can help your family.
Part A
FTB Part A is the primary support for families with dependent children. Payments are determined by your income, the number of children, and their ages.
Payment Rates
| Child Category | Payment Rate (per fortnight) |
|---|---|
| First child | Up to $188.60 |
| Additional children | $189.20 each |
Supplementary payments may also apply after you file your tax return, offering further financial assistance.
Income Threshold
- Full payments apply if your family income is below $58,458 per year.
- Payments reduce gradually as income rises, with benefits phasing out completely for incomes over $59,907 per year.
Part B
FTB Part B supports single-parent families or households with one primary income.
Payment Rates
| Family Category | Payment Rate (per fortnight) |
|---|---|
| Single-parent families | Up to $161.30 |
Income Test
- The primary earner’s income must be under $100,000 per year.
- Secondary earners in two-parent families must earn less than $5,350 per year.
FTB Part B is a lifeline for stay-at-home parents or families with part-time workers.
Applying
Getting started with Family Tax Benefits is straightforward. Here’s a step-by-step guide:
- Check Eligibility
Ensure you meet income and residency requirements. - Create a MyGov Account
Visit my.gov.au and set up your account. - Link Services Australia
Connect your MyGov account to Services Australia for benefit applications. - Complete Your Application
Provide details like income, family circumstances, and proof of children in your care. - Lodge a Tax Return
File your annual tax return to reconcile payments and claim any additional benefits.
Additional Benefits
Families may also qualify for:
- FTB Supplements: End-of-year top-ups.
- Child Care Subsidy (CCS): Help with childcare expenses.
These extras ensure comprehensive support for families navigating financial challenges.
Australia’s Family Tax Benefit system is a robust safety net for families. Whether you’re eligible for Part A, Part B, or both, knowing the benefits and application process is essential for maximizing support. By staying informed and planning ahead, you can make the most of the financial assistance available.
FAQs
What is FTB Part A?
FTB Part A provides financial support based on income and children.
Who qualifies for FTB Part B?
Single parents or families with one main income earner are eligible.
How do I apply for Family Tax Benefits?
Apply online via MyGov and link to Services Australia.
What is the income limit for FTB Part A?
Full payment applies if income is under $58,458 per year.
Are there additional FTB benefits?
Yes, including end-of-year supplements and Child Care Subsidy.
