$967 + $1,450 SSI Payment New Rules 2025 – Many people wonder if they can receive Supplemental Security Income (SSI) even if they already get Social Security benefits. The answer is yes! Around 2.5 million adults and children receive both SSI and Social Security at the same time. However, there are specific income and resource limits you must meet to qualify. Let’s break down the key details.
Understanding Social Security and SSI
How Social Security Works
Social Security benefits are based on your work history and earnings. These benefits are paid to:
- Retired workers
- Disabled individuals
- Survivors of deceased workers
- Eligible family members
What is Supplemental Security Income (SSI)?
SSI is a needs-based program that provides financial help to people with little or no income and few resources. Unlike Social Security, SSI eligibility does not depend on your work history.
Who Can Qualify for SSI for $967 + $1,450 SSI Payment New Rules 2025
To qualify for SSI benefits, you must meet specific criteria based on your age, income, and resources.
Eligibility for Those Under 65
If you’re younger than 65, you must:
✅ Be blind or have a qualifying disability
✅ Have income and resources below the SSI limits
Eligibility for Those 65 and Older
If you’re 65 or older, you don’t need to be disabled to qualify, but your income and resources must still be within the limits. About 1.4 million seniors receive both SSI and Social Security.
Income Limits for SSI in 2025
To qualify for SSI in 2025, your total monthly income (including Social Security) must be less than $987 per month. This amount is based on the federal benefit rate ($967) plus a $20 allowance.
Types of Income That Count
✔ Social Security benefits (retirement, disability, or survivor benefits)
✔ Pensions
✔ Veterans’ benefits
✔ Unemployment benefits
✔ Earnings from work (only part of your wages may count)
Some income is excluded from calculations, so it’s best to check the SSI income rules for details.
Resource Limits for SSI in 2025
Resources include things you own that can be converted to cash, such as:
✔ Bank accounts, stocks, and bonds
✔ Additional vehicles (if you own more than one)
Resource Limits for SSI Eligibility
- $2,000 for a single person
- $3,000 for a married couple living together
If you’re married, your spouse’s income and resources may also be considered. If you’re applying for a child, the parents’ resources may be taken into account.
Resources That Don’t Count
❌ Your home (if you live in it)
❌ Your primary vehicle
❌ Certain other assets (Check the SSI exceptions list for more details)
How to Apply for SSI
If you think you qualify for SSI, visit the official SSI webpage or call 1-800-772-1213 (Monday-Friday, 8:00 AM – 7:00 PM). You can also visit your local Social Security office for assistance.
Medicaid and Medicare for SSI Recipients
If you qualify for SSI, you are usually eligible for Medicaid, a state-run health program.
Medicare, on the other hand, is a federal health insurance program for:
✔ People 65 and older
✔ People receiving Social Security disability benefits
✔ People with kidney failure requiring dialysis or transplant
Many people receive both Medicare and Medicaid, which helps cover healthcare costs.
If you’re already receiving Social Security benefits, you may still qualify for Supplemental Security Income (SSI) if your income and resources are limited. This additional support can help cover basic needs such as food, shelter, and medical expenses.
If you or someone you know might benefit from SSI, don’t hesitate to apply or share this information with others who may need it.
FAQ
Can I get SSI if I already receive Social Security?
Yes, you can receive both SSI and Social Security if your income and resources are within the SSI limits. Around 2.5 million people receive both benefits.
What is the income limit for SSI in 2025?
In 2025, your total monthly income, including Social Security, must be less than $987 to qualify for SSI.
What resources count toward SSI eligibility?
Resources include cash, bank accounts, stocks, bonds, and extra vehicles. Your home and primary car are usually not counted.
How do I apply for SSI?
You can apply online through the SSI webpage, call 1-800-772-1213, or visit your local Social Security office for assistance.
Does receiving SSI automatically qualify me for Medicaid?
Yes, most SSI recipients are eligible for Medicaid, which provides state-run healthcare coverage.
